Sorry forgot to mention the full story earlier.
I recently made a new pp stealth account and all the payments were F&F except one and however when I received the unexpected goods & services payment that transaction seems to trigger the limits on the account and now pp asking for valid ID and shipping address which I haven’t got on me.
And now for some reason pp not letting me refund payments back to people’s pp account has anyone found a way to refund payments back to people when pp stuck on limitations?