On-ramp payment websites make it simple: you choose how much crypto you want to buy, specify the wallet to receive it, and pay with a credit card—it's that easy.
@paulsco, when you lost your £250, you were trying to make money by buying crypto. If you buy and sell the crypto immediately, price fluctuations mainly affect the person receiving the money. To avoid this issue, you can use stablecoins, which have minimal price fluctuations. The seller will typically tell you which coin they prefer.
PayPal Friends & Family works similarly, but the main difference is that crypto transactions include a fee, as mentioned earlier.
When someone asks you to pay with crypto, they'll give you simple instructions, such as:
Option 1: Already have a wallet? Buy the specified coin and send it to the provided wallet. Done.
Option 2: Don’t have a wallet? Go to a recommended website, buy the requested amount of crypto in GBP, and send it to their wallet. Done.
It's really that straightforward—people just tend to worry about the stigma around crypto.