Check your NI contributions for state pension entitlement

[thebesh]

Saw this YouTube video last night =

Basically, if you have gaps in your NI contributions, there is a window of opportunity to fix some of the years that aren't counting as full years.
Use the following link If you want to check your NI insurance contributions over the years and if you are on track to receive the full state pension at retirement age
Check your National Insurance record

 

[plasterer]

Mines up to date, think you only need 25 years to qualify. Got some years with gaps, but they can whistle for that. Let's see if I make it to the finish line. Probably move the finish line by then.

 

[manic01]

Mines up to date, think you only need 25 years to qualify. Got some years with gaps, but they can whistle for that. Let's see if I make it to the finish line. Probably move the finish line by then.

35 I hought

 

[Willo3092]

Can anyone explain why I still won't get the full pension after over 40 years of full NI contributions?
I know it's only 7 quid but it's bothering me!

 

[plasterer]

I haven't got 40 years and I qualify for full pension, so not sure mate. How long befor you reach 66, I've still got 12 months to go, but mine won't go up even after paying 12 more months NI
I think it's about £186 quid each year to catch up, for people with missing years who are approaching state pension age.... Paul

 

[manic01]

I haven't got 40 years and I qualify for full pension, so not sure mate. How long befor you reach 66, I've still got 12 months to go, but mine won't go up even after paying 12 more months NI
I think it's about £186 quid each year to catch up, for people with missing years who are approaching state pension age.... Paul

£186 is class 2, yes once you have contributed over 35 years you will gain nothing more.

 

[Scufferoo]

Willo give them a bell , you may have contracted out but if it says full contributions could be a computer error.

 

[manic01]

Willo give them a bell , you may have contracted out but if it says full contributions could be a computer error.

Exactly that.

 

[plasterer]

When I was about 17 plastering then also, our boss came in asked if we wanted to go into a pension called Serps. Told him to leg it.
It's free he says.
Wot are we waiting for I say, sign me up, 45 years later, it paid me out £12000.Never cost me a penny, and hasn't affected me state pension. Don't even know or care wot it was, nice though.... Paul

 

[Dar1437]

Ffs i owe about a grand :(

Lol

 

[cactikid]

Ffs i owe about a grand :(

Lol

Lend us a tenner? 👀

 

[cactikid]

I wont Qualify.

 

[Dar1437]

I wont Qualify.

I'll be long gone before my retirement age lol

 

[Aristotle]

I'll be long gone before my retirement age lol

I love the pessimism it is to be commended lol

 

[plasterer]

Mines looking ok

 

[silverblack]

Just retired yesterday well actually last July but kicked in yesterday.
Only get a portion of it next month then will kick in the full amount in March.
You will get a 4.5% rise in April due to the triple lock.
Also got a 56k boost with serps payments.

 

[plasterer]

Half are members got 1 foot in the grave

 

[Ferret.]

I'll be long gone before my retirement age lol

Kinda what the various governments want hence raising the retirement age bit by bit.

Don't succumb to their plan mate

 

[Dar1437]

Kinda what the various governments want hence raising the retirement age bit by bit.

Don't succumb to their plan mate

I don't have any next of kin, so the money I've paid in will just stay in the pot, only to be wasted on some nonsense by whichever bell-end government is in at the time. :)